# IJC Finance

> Accountants for Growing Businesses


## Posts

- [Steady Cashflow in Shaky Times: How to Keep Your Business Thriving](https://ijcfinance.co.uk/steady-cashflow-in-shaky-times/): Steady Cashflow in Shaky Times: How to Keep Your Business Thriving Isobel Chaplin • Let’s face it, the economic climate right now isn’t exactly smooth sailing. With rising costs, inflation, and ongoing uncertainty, keeping a close eye on your business cashflow has never been more important. At IJC Finance, we’re here to help you take control of your numbers, even when the world feels a little wobbly. One of the best ways to do that? Embracing smart cloud tech and making a few savvy tweaks to your financial habits. Why is cashflow so important? Your business can’t run without cash […]
- [Making Tax Digital for Income Tax | MTD ITSA](https://ijcfinance.co.uk/making-tax-digital-for-income-tax/): What is “Making Tax Digital for Income Tax (MTD IT)” and what does it mean for the self-employed? Isobel Chaplin • Making Tax Digital for Income Tax (MTD IT, or MTD ITSA, adding Self-Assessment to the end) is a significant change in how self-employed individuals and landlords in the UK manage and report their taxes. It’s part of the government’s initiative to modernise the tax system, to make it more efficient and less error-prone. If you’re self-employed, this change will likely affect how you record your income and submit your tax returns from 2026 onwards. Let’s explore MTD IT, how […]
- [Autumn Budget 2024 - did you catch it?](https://ijcfinance.co.uk/autumn-budget-2024-did-you-catch-it/): Isobel Chaplin • Did you catch the Chancellor’s UK Autumn Budget 2024 today? Here’s our quick roundup of how businesses will be affected… Employer National Insurance The Government are imposing an increase in the rate of Employer National Insurance (Er NI) from 13.8% to 15% from April 2025, with the secondary threshold for contributions dropping from £9,100 to £5,000 on each employee. On the positive side, they are increasing the Employment Allowance for Er NI from £5,000 to £10,100 per annum, with the £100,000 eligibility threshold also being removed meaning all employers benefit from the EA increase. National Living Wage […]
- [Giving Back: A Guide to Charitable Giving for UK Businesses](https://ijcfinance.co.uk/giving-back-a-guide-to-charitable-giving-for-uk-businesses/): Isobel Chaplin • With charity awareness days popping up on our calendars left and right, you might be wondering how your business can get involved. But before you start writing cheques, let’s break down what charitable giving means for UK businesses and how to navigate employee sponsorships. The Basics of Business Charitable Giving in the UK First things first: charitable giving isn’t just good for the soul – it can be good for your business too. Here’s what you need to know: 1. Tax Benefits:Donations to registered charities can reduce your corporation tax bill. It’s a win-win! 2. No Limit:There’s […]
- [Navigating Your Business Finances: Choosing the Right Accountant and Understanding Bookkeeping & Payroll](https://ijcfinance.co.uk/choosing-the-right-accountant-and-understanding-bookkeeping-and-payroll/): Isobel Chaplin • Hello, fellow entrepreneurs! Let’s dive into a crucial topic that can make or break your business’s financial health: choosing the right accountant and understanding the essentials of bookkeeping and payroll. Choosing Your Accountant First things first – finding an accountant who gets you and your business is key. Here are a few pointers to consider: Specialisms: Look for someone who understands the unique needs of sole traders or small and growing businesses like yours. Their expertise should align with your industry and the specific challenges you face. Experience: Experience speaks volumes. An accountant who has worked with similar businesses […]
- [DIY accounts or hiring an accountant: making the right choice for your business](https://ijcfinance.co.uk/diy-accounts-or-hiring-an-accountant-making-the-right-choice-for-your-business/): Isobel Chaplin • DIY accounting might sound like a good idea, but investing in an accountant could be the best financial decision you make as a business owner. When you’re starting out as a business owner, the temptation is to do you own accounting. Hiring an accountant or tax adviser costs money and that’s an overhead that you can remove by doing all the financial management yourself, right? Although, is DIY accounting the most sensible option for your business? And why might partnering with an experienced accountant and bookkeeper be a valuable investment in your future? We look at the challenges […]
- [Demystifying Cash Accounting: A Guide for Small Businesses](https://ijcfinance.co.uk/cash-accounting/): Isobel Chaplin • For many small business owners, the world of accounting can be daunting and filled with unfamiliar terminology. One such term that frequently arises is “cash accounting.” In this blog post, we’ll explore what cash accounting means for small businesses and how it differs from other accounting methods.     Understanding Cash Accounting   Cash accounting is a method of recording financial transactions based on when cash is received or paid out, rather than when revenues are earned or expenses are incurred. In simpler terms, income and expenses are recognised only when cash is physically exchanged, regardless of […]
- [Understanding the Importance of P60s for Your Employees](https://ijcfinance.co.uk/understanding-p60s/): Isobel Chaplin • As a business owner, you’re likely familiar with the importance of providing your employees with accurate and timely documentation regarding their earnings and tax contributions. One crucial document that plays a significant role in this process is the P60 form. In this blog post, we’ll delve into why the P60 is essential for your employees and how you can ensure it’s completed correctly. Why You Need to Provide P60s The P60 form serves as a summary of an employee’s total earnings and deductions for the tax year. It’s typically issued to employees at the end of the tax year […]
- [Essential Checklist: Top 5 Things to Review for Your Year-End](https://ijcfinance.co.uk/top-5-things-to-review-for-your-year-end/): Isobel Chaplin • As we approach the tax year-end for some businesses, it’s the perfect time to reflect on financial performance and prepare for the upcoming fiscal year. Whether you’re a small business owner, a freelancer, or a seasoned entrepreneur, reviewing these essential aspects of your finances can help you finish the year strong and set yourself up for success in the months ahead. Here are the top five things to review for your year-end: 1. Financial Statements – Take a close look at your financial statements, including your Profit & Loss account, Balance Sheet, and Cash Flow statement (if you have one!)- […]
- [Spring Budget 2024 - did you catch it?](https://ijcfinance.co.uk/spring-budget-2024-did-you-catch-it/): Isobel Chaplin • Did you catch the Chancellor’s Spring Budget yesterday?  Here’s a quick roundup of how businesses and individuals will be affected from April 2024: Employees The main rate of employee National Insurance (Class 1) is being cut by 2p from 10% to 8%. Combined with the 2p cut announced at Autumn Statement 2023, this will save the average worker on £35,400 over £900a year. Self-Employed Individuals The main rate of self-employed National Insurance (Class 4) is also being cut by a further 2p on top of the 1p cut announced at Autumn Statement 2023, reducing from 9% to 6%. Combined with the abolition of […]
- [Should you move your rental properties into a limited company?](https://ijcfinance.co.uk/should-you-move-your-rental-properties-into-a-limited-company/): Isobel Chaplin • 5 reasons to run your properties through a limited company When you first start out building a property portfolio, you may decide to purchase each property in your own name. While this keeps things simple, there are some clear-cut advantages to creating a limited company to own and manage your properties.   We’ve suggested five reasons why you should consider setting up a limited company in this blog.   5 reasons to run your properties through a limited company   Creating a limited company and becoming a company director may sound like a big move, but in […]
- [10 ways to improve business performance](https://ijcfinance.co.uk/10-ways-to-improve-business-performance/): Isobel Chaplin • We understand that in current times it can feel daunting planning for business growth. We’ve listed ten ways to make sure that you continue to drive through each business quarter with purpose, vision and encouragement to super-charge your business.  1. Eliminate distractions: “I don’t have time. I’m too busy”. Time is the scarcest resource and the biggest killer for most businesses. When we get busy we can also get distracted and focus too much time and energy on the wrong things. Hey, I’ve been there and still visit more than I should! But be brave – try to slash […]
- [Accounting myths](https://ijcfinance.co.uk/accounting-myths/): Isobel Chaplin • Accounting is a vital aspect of running a business in the UK, and the topic is surrounded by many misconceptions and myths. In this blog post, we will address some of the most common accounting myths and debunk them to help you better understand the importance of proper financial management for your business. Myth 1: You only need an accountant when your tax return and accounts are due to be filed Many business owners believe that they only need an accountant during “tax return season”. However, this is far from the truth. An accountant can help you with many aspects […]
- ["Why do I need an accountant?"](https://ijcfinance.co.uk/why-do-i-need-an-accountant/): Isobel Chaplin • Managing finances can be a daunting task, especially as a business owner. The UK tax system is complex and constantly changing, and it can be difficult to keep up with all the rules and regulations.  An accountant can help you manage your finances and ensure that you comply with all the relevant tax laws. In this blog post, we’ll discuss why you might consider utilising an accountant’s services. Complex tax laws and regulationsThe UK tax system is complex, and the laws and regulations can be difficult to understand and keep up with the changes. An accountant can help […]
- [Protect your cashflow](https://ijcfinance.co.uk/protect-your-cashflow/): Isobel Chaplin • 3 ways an accountant can protect cashflow – essential to recession proof your business Have you heard the saying “Cash is king”?    Many coaches, accountants, banks, and financial experts will tell you that to survive a recession you need to protect your cashflow. According to Trustnet (https://www.trustnet.com/news/13318089/five-rules-for-resilience-in-rocky-markets–and-uk-stocks-ticking-the-boxes), “An indicator of resilience is a business’ ability to generate cash. Cash is important.”   Businesses have a habit of repeating old mistakes in new recessions. Here’s 3 ways an accountant can help you protect your cashflow so you don’t just survive the recession; you thrive regardless of whatever […]
- [From spreadsheets to software](https://ijcfinance.co.uk/spreadsheets-to-software/): Isobel Chaplin • Scary or sensible? Reasons to take the plunge… The world is going digital, and we understand that can be a scary prospect for some. A lot of business can now carried out online or virtually as well as face-to-face, which does have both advantages and disadvantages. But here we’re going to explore what it means to go digital with your numbers and why it is a benefit all round. We do confirm, however, that although the majority of the work we do includes the use of computers there is very much a human aspect at IJC Finance. […]
- [Fast-growing business and what to watch](https://ijcfinance.co.uk/fast-growing-business-and-what-to-watch/): Isobel Chaplin • What you need to know when growth is fast Yippee! Your business has travelled a fair few miles and through different stages to get where it is… the ideas phase where it’s all a bit overwhelming but you decide to make a go of it; through the start-up phase where you’re pulling all the puzzle pieces together to get your business off the ground; and now you’re reaching the territory of big numbers and fast growth. It sounds wonderful! But there are a few things to be aware of when this happens from an accounting perspective so […]
- [Making Tax Digital for VAT](https://ijcfinance.co.uk/making-tax-digital-for-vat/): Isobel Chaplin • Making Tax Digital from April 2022 – changes for businesses under the VAT threshold From 1st April 2022, all VAT-registered businesses must comply with Making Tax Digital (MTD), regardless of their turnover. Up till then, businesses under the VAT threshold (meaning sales turnover of less than £85,000 per year) haven’t needed to comply with Making Tax Digital rules.  Included under MTD are the following business types: sole traders, partnerships, limited companies, landlords with at least one property in the UK, registered charities and trusts.  Once a business is signed up for MTD, you can only submit MTD VAT returns […]
- [Looking ahead with budgeting and forecasting](https://ijcfinance.co.uk/looking-ahead-with-budgeting-and-forecasting/): Isobel Chaplin • What a budget is and why you need one… All “big businesses” prepare budgets – from their top level budget for shareholders all the way down to departmental sub-budgets detailing the ins and outs for each team. It’s likely that these companies wouldn’t have become big businesses and able to track their progress without a budget. But it’s not only these businesses that will benefit from having a budget in place. Without even realising it, you most likely have some form of budget in your life even if it’s simply knowing how much your mortgage or rent […]
- [When to register for VAT](https://ijcfinance.co.uk/when-to-register-for-vat/): Isobel Chaplin • If VAT registration is on your mind, here’s some information we regularly share with our clients. We talk to a lot of business owners who are on the cusp of registering for VAT and I thought I would share some of the things we discuss. This isn’t an exhaustive list of everything VAT (have you ever looked at an HMRC VAT Manual? Now that’s some bedtime reading!) but includes some of the elements that crop up regularly.    VAT stands for “Value Added Tax” and it is one of the indirect taxes in the UK, and across various […]
- [What exactly are Management Accounts?](https://ijcfinance.co.uk/why-management-accounts-are-important-for-every-business/): Isobel Chaplin • Keeping an eye on your business growth using management accounts reports Whether you are in employment or run your own business, you may have heard the term “management accounts” bandied about like it’s some enigma that only anyone who works in an accounts function would understand. Well I’m here to explain exactly what they are, and why it’s important for a business to use and understand what they are telling you. Learning about your numbers Say you’ve sold some of your products or services and have raised an invoice to your customer (ideally in accounting software, but […]
- [Winning our first award!](https://ijcfinance.co.uk/winning-our-first-award/): Isobel Chaplin • My coach reminded me that I should be shouting from the rooftops about my SME News UK Enterprise Award. It’s not something I feel comfortable doing so Mandie Holgate sat and interviewed me because we really should celebrate our wins, shouldn’t we?As small business owners we work so hard and I’m not sure enough of us take time to celebrate, so thanks to Mandie, here I will share my win. Let me know what you think.  Q: What made you enter the awards?The entry came as a complete surprise. I received an email from SME News to inform me that […]
- [Getting things right from the off](https://ijcfinance.co.uk/getting-things-right-from-the-off/): Isobel Chaplin • How to keep on top of your numbers from the word go… So, you’re new to running your business. Or perhaps you’ve been doing it a while and you’re not happy with the way you’ve been dealing with (or perhaps, not dealing with, as the case may be) the business’ finances. I think it’s important to start off any business ventures well organised and having thought through how you’re going to keep track of everything you’re doing in a monetary sense. It sounds obvious, I know, but so many business owners are perhaps a little afraid to face the […]
- [The client onboarding journey](https://ijcfinance.co.uk/the-client-onboarding-journey/): Isobel Chaplin • Moving to IJC Finance for your accounting services So you’re thinking about getting some help in the numbers department. Maybe it’s one of those tasks where you daren’t even speak the words “bookkeeping”, “accountant” or “money” even, or maybe you’re completely prepared, enjoy it and are just looking for someone to offer a second opinion, help free up some of your time, and make sure everything is compliant and meeting those important deadlines.   Either way, starting your journey with an accountant needn’t be daunting because you’ll be guided through what you need to do and provide […]
- [Practice Insight for AccountingWeb](https://ijcfinance.co.uk/practice-insight-with-senta-and-accountingweb/): Isobel Chaplin • Interview with Senta Practice Management Software I did an interview for a practice management software provider recently talking about how I’ve needed to streamline my workflows as my business has grown. Senta has really helped me to get organised so I can serve my clients better so we all know where we are on projects. Here’s a link to the interview. Have you put any efficiencies into your business recently? Share this post.. Facebook X LinkedIn WhatsApp
- [Coronavirus Job Retention Bonus - a good or bad idea?](https://ijcfinance.co.uk/cjrs-bonus-a-good-or-bad-idea/): Isobel Chaplin • Interview with AAT Comment Following the announcement by the Government earlier in July regarding the introduction of the Coronavirus Job Retention Scheme bonus, I was asked my views on its potential effectiveness for the AAT Comment website. You can have a read of the opinions of mine and other accountants here.Is it too little to help some companies? Share this post.. Facebook X LinkedIn WhatsApp
- [Sole Trader or Limited Company?](https://ijcfinance.co.uk/sole-trader-or-limited-company/): Isobel Chaplin • I often get asked by business owners whether they should trade as a sole trader or under a limited company. It’s a decision that’s sometimes simple to make, but there are pros and cons to be considered and you may find that after some thought one style suits your business better. I will explain more on the key differences below and offer some food for thought…  Accounting Periods and what’s easier for you If you are a sole trader or in a partnership, you have the option to choose your own annual accounting date for preparing your annual accounts although many decide […]
- [Excel99 interview with Clare Horsley](https://ijcfinance.co.uk/excel99-interview/): Isobel Chaplin • Learning more about IJC Finance and Excel Networking I had the opportunity to be interviewed by the lovely Clare Horsley of Excel Business Networking in June 2020, as a member of the Colchester group and regular contributor to meetings. It’s always great to discover what businesses offer and see the relationships between clients and other business owners, and I’m very fortunate to have been invited for a chat with Clare’s busy schedule! To watch our 12-minute catch up and find out more, click here. Share this post.. Facebook X LinkedIn WhatsApp
- [BWN interview with Mandie Holgate](https://ijcfinance.co.uk/bwn-interview/): Isobel Chaplin • Keeping in touch during lockdown I was very fortunate to be interviewed by Mandie Holgate of The Businesswoman’s Network during the Covid-19 lockdown, and we chatted about the current crisis and how “the show must go” in terms of business, as best as we can. We had some fun and discussed some top tips for women in business with working from home. My daughter also made an appearance with with very red hands! Catch out interview here. Share this post.. Facebook X LinkedIn WhatsApp
- [The Key to Furloughing Staff](https://ijcfinance.co.uk/the-key-to-furloughing-staff/): Isobel Chaplin • Furlough is the quite possibly one of the most popular and well-known words out there at the moment, along with “social distancing”, “isolation”, and “lockdown”. But what does it actually mean to a business? Apart from getting the pronunciation correct (yes, it’s not furluff as I first thought but instead furlow) we have to understand the implications of implementing a furlough. In this unsettling time, many employers may find that there is not enough work to keep their employees busy or that they have had to close down operations temporarily till we get through this period of […]
- [Getting a COVID-19 loan for your business](https://ijcfinance.co.uk/getting-a-covid-19-loan-for-your-business/): Isobel Chaplin • The uncertainty of sustainability in these difficult days of running a business during the COVID-19 pandemic has caused many business owners to look to ways of supporting their business if the cash inflow slows down. One option is to take up the Government offering of the Coronavirus Business Interruption Loan Scheme (CBILS) which is available to small and medium-sized businesses whose annual turnover is up to £45m. The terms of the CBILS loans for smaller businesses, which are available from around 40 lenders in the UK, are up to £5m and 6 years repayment with the Government guaranteeing […]
- [Income Support during the COVID-19 crisis](https://ijcfinance.co.uk/income-support-during-the-covid-19-crisis/): Isobel Chaplin • In these unsettling times, the UK Government has announced a variety of initiatives aimed at assisting businesses so that the economy is kept going and those affected by the closure of businesses and self-isolation are also supported. Self-Isolation and Sick Pay If an employee is unable to work due to self-isolation or having their health affected by Covid-19, then with the support of an Isolation Note (which is available through the NHS website) small and medium-sized employers can reclaim SSP from Day 1 of absence up to 2 weeks (14 days). HMRC are working on a mechanism to facilitate […]
- [Hello!](https://ijcfinance.co.uk/hello/): Isobel Chaplin • I’m Isobel and I’m the owner of IJC Finance, I have taken this leap of faith and started my own business as life is always evolving. Share this post.. Facebook X LinkedIn WhatsApp

## Pages

- [Are We The Right Fit?](https://ijcfinance.co.uk/are-we-the-right-fit/): Are We The Right Fit? We’ve been doing this for a while now, with some of our clients being with us since the beginning. Others have joined us most recently after hiring someone else, where something went wrong, and they feel like they are just another number. We’ve heard the same frustrations more times than we can count. We check in with clients because we want to, not because we have to. We ask how things are going and we always explain the why, not just the what. If we’re going to help you build something solid, it helps that […]
- [Associates](https://ijcfinance.co.uk/associates/): Associates and Referrals If you’re looking for support with other financial aspects of your business and personal affairs, we have several contacts who we highly recommend. We have access to the following industries supporting with financial matters: Will Writing and Probate Financial Advice Mortgages Utilities Providers We also have contacts in many other industries such as creative and design, marketing, printing and the trades thanks to business networking. If you would like any further information on how you can share your business with others and make new contacts, we’d be happy to help you make that first step with an […]
- [Accountants In Chelmsford](https://ijcfinance.co.uk/accountants-in-chelmsford/): Accountants Chelmsford
- [VAT Returns](https://ijcfinance.co.uk/vat-returns/): VAT Return At IJC we take enormous pride in helping small businesses strategise and submit their quarterly and annual VAT returns while complying with the law and maximising cost savings Get in touch VAT Returns With IJC Finance Our team of expert accountants help small and medium sized businesses on a frequent basis with strategising and completing their quarterly and annual VAT returns. Tackling this task along can be complicated, stressful and risky which is why we feel great satisfaction when relieving business owners of this burden. Maximise Tax Efficiency We are kept up to date with all current tax […]
- [Company Formations](https://ijcfinance.co.uk/company-formations/): Company Formations Our certified team of accountant are highly experienced with fully understanding your needs before setting up your company and recommending the best accounting practices to ensure long term success.  Get in touch Why Hire IJC To Help You Set Up Your Company? Our team of certified accountants have helped many business owners throughout various industries set up their companies while recommending the best practices in order to support their long term financial security and operational efficiency. Accounting Advice And Support Our team of experts are able to recommend you with the best accounting practices to enforce which will […]
- [Bookkeeping Services](https://ijcfinance.co.uk/bookkeeping-services/): Bookkeeping Services Our team of bookkeepers are specialists at monitoring your finances and recommending the best actionable steps to take which lead to financial growth and security for your business. Get in touch Why Should You Hire A Bookkeeper? Hiring IJC to fulfil your bookkeeping services allows your finances to be managed and monitored by experts who can recommend best practices which lead to ensuring your business’s financial security and efficency. Improved Cashflow Having an expert bookkeeper manage your financial requirements can be highly beneficial for your business as our bookkeepers can carry out tasks such as establishing improved credit […]
- [Accountants In Colchester](https://ijcfinance.co.uk/accountants-in-colchester/): Accountants Witham
- [Payroll Services](https://ijcfinance.co.uk/payroll-services/): Payroll Services Our team at IJC help small and medium sized businesses with all aspects of their payroll requirements while providing a tailored service. Speak to one of our experts to fully understand how we can help you. Get in touch Payroll With IJC Finance IJC finance proudly support businesses withy their payroll requirements which include monthly salary and pension payments to ensure that your employees are taken care of.   Tailored Service Our experts insist in fully understanding all aspects of your contractual and systematised requirements which allows us to tailor your payroll strategy to suit your needs and to […]
- [Management Accounts And Business Reporting](https://ijcfinance.co.uk/management-accounts-and-business-reporting/): Management Accounts And Business Reporting Our dedicated team are experts at understanding the intricate details of your business’s financial situation before crafting precise and accurate management accounts which helps those of seniority make the best informed decisions. Get in touch Management Accounts And Business Reporting With IJC Finance IJC finance proudly support businesses with providing management accounts and business reports which allow decision makers to make the best choices regarding your businesses operational and financial strategy which contributes towards your businesses long term success. Monitor Certain Parts Of Your Business Management accounts are a great way to fully understand the […]
- [Self Assessment Tax Returns For Individuals](https://ijcfinance.co.uk/self-assessment-tax-returns-for-individuals/): Self Assessment Tax Returns For Individuals Our expert accountants are specialists at aiding individuals with their self assessment tax return. Contact to speak to a specialist. Get in touch How Can Our Experts Help You? Our experts can help you by fully understanding your financial requirements before formulating a tailored approach to completing your self assessment tax return which includes maximising cost saving while abiding by the current tax laws which contributes towards providing you with long term financial efficiency and security. Maximise Cost Savings Our team of experts take the time to fully understand your financial position before tailoring […]
- [Accountants In Maldon](https://ijcfinance.co.uk/accountants-in-maldon/): Accountants Witham
- [Accountants In Tiptree](https://ijcfinance.co.uk/accountants-in-tiptree/): Accountants Witham
- [Annual Accounts And Tax Returns For Sole Traders And Partnerships](https://ijcfinance.co.uk/annual-accounts-and-tax-returns-for-sole-traders-and-partnerships/): Annual Accounts And Taxation For Sole Traders And Partnerships Implement cost-saving strategies from just £37.50 + VAT per month Get in touch How Can We Help? Our team of expert accountants at IJC specialise in helping sole traders and partnerships with their financial requirements. This includes tailoring your financial strategy in a way which provides your business with long term financial efficiency and security. Save Time Operating as a sole trader or within a partnership often means that you must carry out all service and business-related tasks yourself. Our team take pride in handling the financial requirements of your business […]
- [Limited Company Accounts and Taxation](https://ijcfinance.co.uk/limited-company-accounts-and-taxation/): Limited Company Accounts And Taxation Our accountants are experts in managing your limited company’s accounts and taxation requirements in a way which ensures long-term financial growth and security for your business. Contact us to speak to an expert and to understand how we can help you. Get in touch Our Accounts and Taxation Services for Limited Companies We take enormous pride in helping your limited company with all aspects of its financial requirements which includes services such as payroll, bookkeeping and management accounts.  The Benefits Of Hiring Expert Accountants Improve Your Financial Efficiency Our team are specialists at creating tailored […]
- [Accountants In Braintree](https://ijcfinance.co.uk/accountants-in-braintree/): Accountants Witham
- [Accountants In Witham](https://ijcfinance.co.uk/accountants-in-witham/): Accountants Witham
- [Resources](https://ijcfinance.co.uk/resources/): Resources If you have any questions on the content of any of our guides, please pop us a message and we’d be happy to speak with you. Sole Trader Expenses guide Business Mileage record sheet
- [Summary](https://ijcfinance.co.uk/summary/): More About Us IJC Finance provides accountancy, bookkeeping and payroll services to small businesses across the UK. Established in 2019 and with over 50 years combined experience in both the corporate and accounting sectors, our qualified team work with companies across all sectors to help manage your accounting and finances. Our team are knowledgeable, reliable and helpful, providing a bespoke service tailored to your business needs. • Established 5 years ago• Trusted by almost 200 clients• 5-star Google rating• One-stop shop for all finances and accounting in one place Find us on LinkedIn Read our blog Find us on Facebook […]
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- [Join Our Team](https://ijcfinance.co.uk/contact/careers/): Join Our Team We love supporting small businesses. We don’t just prepare the numbers, we have an interest in the face behind each business and a mission to make business owners’ days run that bit smoother. At IJC Finance we are dedicated to helping small businesses with our personable service to reduce their accounting stresses whilst supporting them to grow. We never leave you or them feeling like “just a number”! Sounds interesting? Well you might be that special someone to help us provide quality bookkeeping and accounting support to a select number of customers. ***** NO CURRENT VACANCIES ***** […]
- [Contact](https://ijcfinance.co.uk/contact/): Contact For a chat about what we can offer your business, quotations and accounting advice, feel free to contact us by phone or email, or by completing the enquiry form below. We are based in Tiptree, Essex and are willing to travel throughout Essex and the outskirts, and can also work remotely – one of the many benefits of cloud accounting! How to Contact Us Office address: Suite 2 Century House100A Church Road Tiptree ColchesterEssex CO5 0ABUnited Kingdom T:   01621 738084E:   enquiries@ijcfinance.co.ukM:  m.me/ijcfinanceFB: www.facebook.com/ijcfinance Business Hours Mon – ThuFridaySat – Sun 9:00 am – 5:00 pm9:00 am – 4:30 pmClosed  Book your FREE20-minuteDiscovery CallHERE Sign […]
- [FAQ](https://ijcfinance.co.uk/faq/): Frequently Asked Questions As an accountant there are a lot of queries and ponderings that come up in conversations with clients. Here are a few to get you started on the right foot. Q: Do I need a separate bank account for my business? A: As an individual or sole trader there is no obligation to have a separate bank account for your business, unlike for limited companies where it’s a mandatory requirement. I would however suggest opening a separate account for your business if possible as you will have all your business transactions already separated out and won’t have […]
- [Blog](https://ijcfinance.co.uk/blog/): Our Blog and Accounting Tips
- [Xero](https://ijcfinance.co.uk/software-we-use/xero/): Xero – cloud accounting for small businesses Xero is very easy to use whether you’re just starting on accounting software or you’re switching from a different product. We’ll help you get set up and put a process in place to make your bookkeeping and reporting a breeze. Contact us for further details on the plans available for your business. Here’s just some of what you can do with Xero… Connecting bank accounts Xero’s all about making tedious taskseasier so Xero connects straight toyour bank so your transactions feedin automatically. Here’s how to setthings up. Video walk-through | Support articleReconciling bank accounts Once Xero is connected […]
- [Freeagent](https://ijcfinance.co.uk/software-we-use/freeagent/): FreeAgent – cloud accounting for freelancers & microbusinesses The FreeAgent mobile app lets you check your business finances on the go and makes it quick and easy for you to update them regularly, so we can give you the best timely advice.  Contact us for more details on the subscriptions available for your business, or visit our Invitation page for more info. Good news – if your business bank account is with NatWest, RBS or Mettle then it’s free! Click for sound 0:460:21Speed1x Speed 0.5x0.75x1x1.25x1.5x1.75x2x Quality1080p Quality Auto224p360p540p720p1080p ~ Your business at a glance – Check your cash flow, profit and loss, and invoice […]
- [Software we use](https://ijcfinance.co.uk/software-we-use/): Accounting Software We recommend to our clients the use of cloud accounting software as it helps with transparency for you and for us in sharing your numbers and also keeping your records organised and up to date. It’s not a mandatory requirement unless you are VAT-registered, as all VAT returns need to adhere to the MTD VAT rules using software to submit returns. The main cloud software solutions we use are Xero and FreeAgent, being certified Silver Accounting Partners for both, although we also accept clients using other software and have working knowledge of the following: QuickBooks Online and Self-Employed Sage Accounting (previously Sage […]
- [ Testimonials](https://ijcfinance.co.uk/testimonials/): Testimonials We take our customer feedback seriously, and are proud of how we help businesses and individuals get a better hold of their numbers and deadlines.We offer a personal service and get to know the ins and outs of your business because we are all different. “Izzy is really great to work with. She’s helped me no end and completely changed how I do my accounting. So easy. All the stress is gone. Thank you!” Zoe SmalesSmales Radiation Services Ltd “Looking for an accountant? I can highly recommend IJC Finance. Isobel has been with me since day one, and has […]
- [Services](https://ijcfinance.co.uk/services/): Our Services Discover more about our professional services to support you and your business. How we can help you Having worked in accounting for over 50 years between us, we are fortunate to have experienced many different accounting functions and have vast experience in all areas from preparing and monitoring budgets and forecasts, completing monthly management accounts and year-end reports as well as dealing with VAT, financial analysis, cost-saving exercises, managing both sales and purchase ledgers and payments along with bookkeeping, and dealing with auditors and other stakeholders. At IJC Finance we relish being able to assist individuals and businesses […]
- [Awards](https://ijcfinance.co.uk/awards/): Awards We are proud to be the recipients of several awards over the past few years in business. Every inch of support from all our clients and followers is so gratefully received, and we love what we do to help fellow business owners.
- [About Us](https://ijcfinance.co.uk/about-us/): Company Values and Our Team IJC Finance provides accountancy, bookkeeping and payroll services to businesses across the UK. Established in 2019 and with over 50 years combined experience in industry and practice, our qualified team work with companies across all sectors to help manage your accounting and finances. Our team are knowledgeable, reliable and helpful, providing a bespoke service tailored to your business needs, and the business was created based on the desire to provide a friendly and supportive service to our clients. Find more about our values here and meet the team! 1 Customer focus We make our clients feel more […]
- [Home](https://ijcfinance.co.uk/): Focus on your favourite areas of business… and leave the sums to us Welcome to IJC Finance, where it’s our mission to make life easier for businesses by taking away the strain of the financials so they can focus on the flourishes.   If you’re looking for a more personal and tailored approach to your accounting requirements then we can help. Final accounts, taxation, payroll, VAT, bookkeeping and everything in between.Pop us an email , call us on 01621 738084 or book your free no-obligation Discovery Call HERE Our Services Limited Company Accounts and Taxation Annual Accounts and Tax Returns for Sole Traders and Partnerships […]
- [Privacy Policy](https://ijcfinance.co.uk/privacypolicy/): IJC Finance Ltd PRIVACY NOTICE Introduction This Privacy Notice outlines IJC Finance Ltd (” we “, ” our ” or ” the Company “) practices with respect to information collected from users who access our website at www.ijcfinance.co.uk (” Site “) or otherwise share personal information with us (collectively: ” Users “).   Responsible authority within the meaning of data protection laws, in particular the General Data Protection Regulation (GDPR) is the ICO. User Rights You may request to:  Receive confirmation as to whether or not personal information concerning you is being processed and access your stored personal information, together with supplementary information.  Receive a copy of personal information you […]


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